New Curriculum Third Term Home Management examination for SS 1

Class: SS 1
Term: Third Term
Subject: Home Management
Time: 2 hours
Total Marks: 70

SECTION A: OBJECTIVES (40 Marks)
Instruction: Answer all 40 questions. Each question carries 1 mark. Select the best option (a), (b), (c) or (d).

1. A student is good at sewing but struggles to respond to dissatisfied customers. Which skill gap most directly threatens repeat orders? (a) Colour recognition alone    (b) Knowledge of household room names    (c) Communication and customer-service skills    (d) Ability to store spare buttons
2. In this case, a home enterprise has a temporary cash surplus but must pay for cloth next month. Which saving principle is most appropriate? (a) Keep funds accessible and safe for the known short-term obligation    (b) Assume future revenue will arrive before the payment    (c) Lock all cash into a speculative long-term asset    (d) Spend the money on unrelated stock now
3. Suppose that a tailor spends ₦45,000 on cloth and ₦25,000 on other variable inputs for an order worth ₦95,000. What amount remains before fixed expenses and tax? (a) ₦25,000    (b) ₦95,000    (c) ₦45,000    (d) ₦70,000
4. In this case, a learner who saves ₦2,000 each week for 15 weeks accumulates ________ before interest. (a) ₦13,000    (b) ₦17,000    (c) ₦30,000    (d) ₦2,150
5. An online textile advert lists a very low price but omits delivery charges. Which information is needed before comparing offers? (a) Full payable cost, delivery terms and product details    (b) Number of seller reviews without confirmed product details    (c) Delivery promise without fees and return conditions    (d) Advertised item price without the total amount payable
6. Consider the following situation: A small enterprise faces uncertain electricity supply. Which response is most commercially sensible? (a) Evaluate reliable alternative power arrangements and include their cost in pricing    (b) Assume power problems cannot affect delivery time    (c) Promise uninterrupted service without a plan    (d) Keep no records of disrupted orders
7. Suppose that a manager assigns responsibilities according to staff competence and checks progress against targets. Which enterprise skill is evident? (a) Random allocation without monitoring    (b) Avoidance of responsibility    (c) Ignoring production standards    (d) Organisation and supervision
8. Consider the following situation: A trader sells ₦90,000 of goods but records only purchases. Why is the record insufficient? (a) Sales, expenses and cash movements are needed to assess performance    (b) A record is accurate only when written in red ink    (c) Revenue has no effect on business viability    (d) Purchases alone show all profit automatically
9. A craft seller notices repeated complaints about weak seams. Which action best protects the business? (a) Increase advertising while retaining faulty techniques    (b) Sell the defective stock as flawless    (c) Delete complaints from the records    (d) Investigate production defects and introduce quality checks
10. Which activity would most directly constitute a service rather than a textile good? (a) Selling packaged tablecloths    (b) Retailing a bundle of sewing thread    (c) Selling a completed curtain panel    (d) Providing paid alteration of a customer's curtain
11. Which action provides stronger evidence of marketing effectiveness than page views alone? (a) Count emojis without checking orders    (b) Ignore customer complaints    (c) Track enquiries converted into paid orders and repeat purchases    (d) Change packaging every day
12. All of these are reliable elements of product information EXCEPT ________. (a) care and safety instructions    (b) stated fibre composition    (c) clear dimensions    (d) an unverified promise that every fabric never wears out
13. Which condition is NOT a sound sign of entrepreneurship? (a) Organising resources to deliver value    (b) Identifying a customer need    (c) Ignoring expenses because sales revenue appears high    (d) Accepting calculated business risk
14. Suppose that a home textile business needs ₦120,000 start-up capital; savings are ₦75,000. What funding gap remains? (a) ₦120,000    (b) ₦45,000    (c) ₦195,000    (d) ₦75,000
15. A learner enjoys helping households select fabrics and coordinate room furnishings. Which career area most closely matches? (a) Crop seed certification    (b) Interior textile and soft-furnishing consultancy    (c) Water-pump repair    (d) Vehicle tyre vulcanising
16. Two fabric rolls have identical appearance but different shrinkage instructions. What should guide the consumer's choice? (a) Care labels and suitability for intended use    (b) Only the seller's preferred slogan    (c) A claim that washing cannot affect any fabric    (d) Only the length of the brand name
17. Scenario: A prospective worker compares a salaried job with self-employment in household services. Which factor should inform the decision? (a) Assuming self-employment never involves risk    (b) Only the length of the job title    (c) Only the colour of each workplace    (d) Training, stability, expected income, responsibilities and personal strengths
18. Which record is most useful for tracing a customer who has paid a deposit but not yet received the order? (a) List of staff birthdays    (b) Order register with deposit, balance and promised delivery date    (c) A photograph of the shop sign    (d) A catalogue without customer details
19. A beginner buys expensive industrial equipment before confirming demand. What start-up error is illustrated? (a) Maintaining adequate business records    (b) Comparing alternative production methods    (c) Matching expenditure to confirmed demand    (d) Committing capital without validating feasibility
20. A seller wants to earn a gross margin above variable costs of ₦1,200 on each item. If variable cost is ₦3,800, what minimum selling price meets that target before other costs? (a) ₦3,800    (b) ₦1,200    (c) ₦2,600    (d) ₦5,000
21. ________ is the contribution per runner when its selling price is ₦5,000 and variable cost is ₦3,200. (a) ₦5,000    (b) ₦3,200    (c) ₦1,800    (d) ₦8,200
22. A buyer receives a damaged packaged textile and a receipt. Which first step supports the buyer's rights? (a) Hide the damaged item from inspection    (b) Destroy the receipt and deny the purchase    (c) Threaten employees without describing the defect    (d) Keep evidence and promptly contact the seller for an appropriate remedy
23. Scenario: A supplier repeatedly delivers faulty zips. Which response best demonstrates professional enterprise management? (a) Delete purchase records    (b) Use every zip without inspection    (c) Conceal defects from buyers    (d) Document defects, contact the supplier and evaluate alternative sourcing
24. An enterprise owner notices that quality falls whenever production doubles. Which growth decision is preferable? (a) Charge customers for errors without disclosure    (b) Improve processes and training before increasing commitments further    (c) Remove all final inspections    (d) Accept unlimited orders without training
25. A customer asks for 12 matching cushion covers with delivery in four days. Which enterprise skill is most important first? (a) Accept the deadline without checking fabric availability    (b) Begin stitching random sizes    (c) Estimate material, labour time, capacity and a realistic schedule    (d) Prepare an invoice without agreeing specifications
26. Scenario: A business records five items sold at ₦4,500 each. What total sales value should appear in its sales record? (a) ₦9,000    (b) ₦22,500    (c) ₦45,000    (d) ₦4,500
27. In this case, a home business can accept either one large urgent order or several smaller orders. Which analysis helps decide? (a) Select the order with the most attractive packaging    (b) Compare net contribution, capacity, deadlines and risks    (c) Count only the number of customer messages    (d) Assume the largest revenue figure always means highest profit
28. In this case, a shopper finds conflicting information about whether a blanket is machine washable. What is the best next step? (a) Use bleach regardless of fibre type    (b) Use the highest wash temperature as a test    (c) Seek credible care information from the label or manufacturer before washing    (d) Ignore the warning because the fabric is thick
29. A buyer reads a label and compares total prices from three suppliers. This demonstrates which responsibility? (a) Ignoring care instructions    (b) Making false complaints for discounts    (c) Assuming higher price always means higher quality    (d) Seeking reliable product information before purchase
30. A seller targets parents buying school uniforms. Which marketing decision follows most logically? (a) Offer appropriate sizes, seasonal timing and clear price information    (b) Price each product without considering delivery charges    (c) Target a general audience without checking purchasing needs    (d) Offer varied styles without consistent sizing
31. Suppose that a learner plans to start a textile-care service. Which initial market check gives the most useful evidence? (a) Only the number of chairs in the home    (b) Customer needs, local competition, equipment, safety and likely costs    (c) Only a social-media profile photograph    (d) Only the preferred name of the business
32. Which evidence most strongly supports choosing a home-management career pathway? (a) Increase sales volume without assessing contribution per item    (b) Relevant competence demonstrated through practice and suitable training    (c) Set price based only on competitors without production costs    (d) Accept orders before checking material availability
33. Consider the following situation: A small textile producer's receipts total ₦72,000 and recorded expenses ₦58,500. What cash surplus is recorded for the period, assuming no other movements? (a) ₦13,500    (b) ₦72,000    (c) ₦130,500    (d) ₦58,500
34. Consider the following situation: A producer sells through social media but buyers complain that sizes differ from descriptions. Which improvement best supports marketing credibility? (a) Publish accurate measurements, product photographs and return terms    (b) Increase marketing claims without checking items    (c) Conceal sizing variation behind edited pictures    (d) Remove all product information
35. Which business response best respects consumer protection? (a) Refuse to provide proof of purchase    (b) State clear product composition, price, care and complaint procedures    (c) Conceal defects in written descriptions    (d) Change payment terms after money is received
36. Scenario: A seller is offered an informal loan without clear repayment terms. Which financial action is most prudent? (a) Accept the loan before calculating repayment capacity    (b) Request documented terms and compare the total repayment obligation    (c) Use projected future sales as guaranteed cash receipts    (d) Borrow an amount larger than the equipment cost
37. The ________ skill is especially important when a home textile maker receives orders but misses delivery dates. (a) Increasing publicity before estimating production capacity    (b) Choosing decorative colours without checking orders    (c) Planning and reliable fulfilment of orders    (d) Ignoring customer feedback
38. A seller states a curtain is pure cotton but knows it contains synthetic fibres. Which consumer right is being undermined? (a) The right to accurate information    (b) The right to negotiate any desired price    (c) The right to demand goods without paying    (d) The right to choose a shop location
39. In this case, a school wants someone to teach safe household resource allocation and meal planning. Which career skill is most relevant? (a) Building-road surveying only    (b) Radio transmitter maintenance only    (c) Home management education and family-resource guidance    (d) Industrial metal casting only
40. Consider the following situation: A customer prefers pickup rather than shipping because delivery fees exceed the item's price. Which marketing factor has been identified? (a) Fabric tensile strength only    (b) Needle-thread tension alone    (c) Distribution costs and customer convenience    (d) Colour theory only

SECTION B: THEORY (30 Marks)
Instruction: Answer Question 1 and any other TWO questions. Each question carries 10 marks. Show workings where applicable.
Question 1 (10 marks). A learner wishes to launch a small curtain-making service. (a) Explain FIVE feasibility checks before start-up. (5 marks) (b) State FIVE entrepreneurial qualities or business risks and how to address them. (5 marks)

Question 2 (10 marks). A home-based business saves ₦2,000 weekly for 15 weeks and needs ₦75,000 for equipment. (a) Calculate savings and funding gap, then give THREE precautions before borrowing the balance. (5 marks) (b) Compare FIVE possible ways a small business can manage start-up money or cash flow responsibly. (5 marks)

Question 3 (10 marks). An enterprise sells 20 cushion covers at ₦4,500 each and has recorded expenses of ₦67,000. Refer to Figure 1 where relevant. (a) Calculate total sales and the recorded surplus, then explain THREE reasons for keeping business records. (5 marks) (b) Suggest FIVE marketing and customer-service improvements for the enterprise. (5 marks)

Question 4 (10 marks). A customer complains that purchased fabric shrank despite being advertised as machine washable. (a) Explain FIVE consumer rights or responsibilities relevant to the dispute. (5 marks) (b) Describe FIVE elements of trustworthy product information and an ethical response by the seller. (5 marks)

Objective Marking Scheme
Question 1 – ✅ (c) Communication and customer-service skills
Question 2 – ✅ (a) Keep funds accessible and safe for the known short-term obligation
Question 3 – ✅ (a) ₦25,000
Question 4 – ✅ (c) ₦30,000
Question 5 – ✅ (a) Full payable cost, delivery terms and product details
Question 6 – ✅ (a) Evaluate reliable alternative power arrangements and include their cost in pricing
Question 7 – ✅ (d) Organisation and supervision
Question 8 – ✅ (a) Sales, expenses and cash movements are needed to assess performance
Question 9 – ✅ (d) Investigate production defects and introduce quality checks
Question 10 – ✅ (d) Providing paid alteration of a customer's curtain
Question 11 – ✅ (c) Track enquiries converted into paid orders and repeat purchases
Question 12 – ✅ (d) an unverified promise that every fabric never wears out
Question 13 – ✅ (c) Ignoring expenses because sales revenue appears high
Question 14 – ✅ (b) ₦45,000
Question 15 – ✅ (b) Interior textile and soft-furnishing consultancy
Question 16 – ✅ (a) Care labels and suitability for intended use
Question 17 – ✅ (d) Training, stability, expected income, responsibilities and personal strengths
Question 18 – ✅ (b) Order register with deposit, balance and promised delivery date
Question 19 – ✅ (d) Committing capital without validating feasibility
Question 20 – ✅ (d) ₦5,000
Question 21 – ✅ (c) ₦1,800
Question 22 – ✅ (d) Keep evidence and promptly contact the seller for an appropriate remedy
Question 23 – ✅ (d) Document defects, contact the supplier and evaluate alternative sourcing
Question 24 – ✅ (b) Improve processes and training before increasing commitments further
Question 25 – ✅ (c) Estimate material, labour time, capacity and a realistic schedule
Question 26 – ✅ (b) ₦22,500
Question 27 – ✅ (b) Compare net contribution, capacity, deadlines and risks
Question 28 – ✅ (c) Seek credible care information from the label or manufacturer before washing
Question 29 – ✅ (d) Seeking reliable product information before purchase
Question 30 – ✅ (a) Offer appropriate sizes, seasonal timing and clear price information
Question 31 – ✅ (b) Customer needs, local competition, equipment, safety and likely costs
Question 32 – ✅ (b) Relevant competence demonstrated through practice and suitable training
Question 33 – ✅ (a) ₦13,500
Question 34 – ✅ (a) Publish accurate measurements, product photographs and return terms
Question 35 – ✅ (b) State clear product composition, price, care and complaint procedures
Question 36 – ✅ (b) Request documented terms and compare the total repayment obligation
Question 37 – ✅ (c) Planning and reliable fulfilment of orders
Question 38 – ✅ (a) The right to accurate information
Question 39 – ✅ (c) Home management education and family-resource guidance
Question 40 – ✅ (c) Distribution costs and customer convenience

Theory Marking Scheme
Question 1 (10 marks)
(a) demand, inputs, skills, equipment, safety, finance, competitors, pricing, five 1.
(b) reliability, honesty, cost control, capacity, power supply, training, customer care, each explained 1

Question 2 (10 marks)
(a) savings ₦30,000 1; gap ₦45,000 1; check interest, repayment, terms, collateral and affordability any three 1.
(b) savings, budget, phased purchase, safe short-term cash, honest loan records, separating personal/business cash, review sales five 1

Question 3 (10 marks)
(a) sales ₦90,000 1; surplus ₦23,000 1; tracking expenses, orders, debts, stock, profit, evidence any three 1.
(b) accurate descriptions, price clarity, target audience, timely replies, quality, feedback, honest delivery times any five 1

Question 4 (10 marks)
(a) right information, safety/quality, remedy, receipt, label inspection, use instructions, complaint procedure, any five explained 1.
(b) composition, dimensions, washing instructions, limitations, price, contact details, investigate claim and offer fair remedy, five 1